Problem Pack for money and bills
Sent Money to the Wrong Account
Get back money you sent to the wrong account. It gets your bank to recover it, writes every message and the complaint if it stalls.
Works for: EU, UK, Switzerland and US
See it in action
An example. The situation is made up to show how the pack works.
The situation
You pay a garage £680 by bank transfer for your car's repair and type one digit of the account number wrong. The name check said no match, but you went ahead. The garage says nothing arrived, and your bank's first answer is that the details were yours.
It asks you, for example
- Where your bank account is, and which bank you used
- How much you sent, when and how
- What went wrong, and what the name check said
- What the bank has said so far, and your reference
Subject: Payment sent to the wrong account on 27 October 2026: request to recover £680
On 27 October 2026 I sent £680 by Faster Payment from my account ending [last four digits] to pay a garage bill. I typed one digit of the account number wrong, so the money went to an account I did not intend. I reported it by phone the same day, reference [reference].
I accept the error was mine. Under regulation 90 of the Payment Services Regulations 2017, please make reasonable efforts to recover the money with the receiving bank's cooperation, and update me by 3 November 2026. If recovery is not possible, please send me in writing the information I need to claim the money back.
[Your name]
If the bank says it could not recover the money, it writes the request for the information you need to claim it from the person who received it.
A skill for Claude, ChatGPT, Gemini, Grok or Copilot, or a text file for any AI chat, that turns your AI into a helper for getting back money you sent to the wrong account by mistake.
It works out whether the bank or you made the mistake, writes the message that gets your bank recovering the money, gives you the real dates to chase, and answers when the bank says "you entered the details, so it's not our problem".
What you are buying
- A written recovery request to your bank under the payment rules, with a date for an update
- The request for the information you need to claim the money back if recovery fails
- Answers to the usual replies: your mistake, data protection, recovery fees, silence
- Works in ChatGPT, Claude, Gemini, Grok or Copilot
- Legal advice. For a large amount or a recipient abroad, talk to a lawyer or an advice service.
- A promise of money back. It depends on how fast you act and on the recipient.
- A way to track down the person who got the money. It goes through the bank.
- An app, a login or a subscription. You pay once.
The message most people send, and the one this pack writes
Subject: Wrong payment Hi, I sent some money to the wrong account by mistake on Friday. Can you please reverse it and put it back in my account? It was for my rent so I need it back as soon as possible. Thanks
No amount, no reference, no rule and no date, so the bank can say the mistake was yours and stop there.
Subject: Payment sent to the wrong account on 30 October 2026: request to recover £1,150 Dear Northfield Bank, On 30 October 2026 at 18:40 I sent £1,150 by Faster Payment from my account ending 4471. I swapped two digits in the account number, so it went to an account I did not intend. I reported it by phone on 31 October, reference NB-77310. I accept the error was mine. Under regulation 90 of the Payment Services Regulations 2017, please make reasonable efforts to recover the money, and update me by 9 November 2026. If recovery is not possible, please send me in writing the information I need to claim it back. Hannah Price
The payment, the reference, the rule and a real date. An invented example from the pack.
What it does
Words you can type at any time. You do not need them to start.
| Start it | Asks five short questions: where your bank is, what you sent, what went wrong and what the bank said |
| Answer the questions | Tells you how good your chances are, whether the bank or you made the mistake, and your next date |
| next message | Writes the recovery request to your bank, then the chase if the date passes |
| they replied: <paste> | Explains what their answer means and writes your reply |
| recipient | Writes a short, polite message to a recipient you already know, asking for the money back |
| complaint | Writes the formal complaint to your bank, with the 15 business day reply date |
How you use it
- Open a new chat in ChatGPT, Claude, Gemini, Grok or Copilot. Free plans work.
- Attach the text file to a new chat in any AI and type "Follow this file". On a paid Claude plan, you can install it once as a skill instead.
- Answer its questions in your own words. It works through the problem with you from there.
See the set-up steps for each AI before you buy.
What arrives
A zip file, straight after you pay. Inside: the pack as a ready-to-upload skill with its SKILL.md, the same pack as one text file for any AI, and a start-here PDF with both set-ups.
Good to know
- Call your bank the moment you notice. The money is easiest to get back while it is still in the account it landed in.
- If the mistake was yours, the bank does not have to refund you, but it must try to recover the money and, if it cannot, give you in writing the information you need to claim it.
- If your details were right and the bank got it wrong, or a bank in a euro country skipped the name check, the bank must refund you.
- The person who received the money has no right to keep it.
- Tricked into paying by a fake invoice or a call from your "bank"? Scammed Online: Get Your Money Back is built for that.
- It writes, you send. Nothing goes out for you.
- Or get Every Problem Pack: all of them for $99.
- 14 days to get your money back if it does not do what this page says.
What is in the download
4 files in one zip, ready straight after you pay.
| START-HERE.pdf | The two ways to set it up, step by step, and the commands you can type. |
|---|---|
| 1 - Skill | A ready-to-upload skill (.zip) and its SKILL.md. Upload it once to Claude, ChatGPT, Gemini, Grok or Microsoft 365 Copilot and it switches on whenever this problem comes up. |
| 2 - Text file for any AI | The same pack as one text file, about 4,100 words. Attach it to a chat or add it to a project in ChatGPT, Claude, Gemini, Grok or Copilot. Free plans work. |
Guides for this
Questions
Which AI does it work with?
Claude, ChatGPT, Gemini, Grok and Microsoft 365 Copilot take it as a skill: upload it once and it switches on by itself. On any AI and any plan, attach the text file to a new chat and type "Follow this file", or add it to a project.
How do I get it?
Pay once by card. The download button appears straight after payment and your receipt comes by email. No account, no subscription.
Can I keep it ready for next time?
Yes. Upload the skill once to Claude, ChatGPT, Gemini, Grok or Microsoft 365 Copilot, or add the text file to a ChatGPT Project or custom GPT, a Claude Project, a Grok project or a Copilot agent. The start-here guide shows each.
Does it send anything for me?
No. It writes each message and you read it and send it yourself.
Is this legal advice?
No. It helps you put your case clearly and keep it moving. For large sums, a court date or anything you are unsure about, speak to a lawyer or a free advice service where you live.
What if it does not work for me?
You have 14 days to get your money back if it does not do what this page says. Tell us what you asked it and what it returned.
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