Every Problem Pack

All the Problem Packs in the store in one download, $99.

Refunds, parcels, card disputes, bills, rent, deposits, repairs, builders, neighbours, hospital and vet bills, insurance, debt, credit, parking, flights, trains, luggage, bookings, cars, scams, pay, job offers, invoices, sellers and hacked accounts. Each one turns your AI into a specialist for that problem.

The packs inside

• Seller Won't Refund: Faulty, not as described, never arrived or return refused. Your case, your rights, your messages.
• Marked Delivered, Never Arrived: Tracking says delivered but nothing came. Checks to run, who to ask, and the messages to send.
• Card Dispute Kit: A card or PayPal dispute when a merchant won't pay. The right reason, the deadline, the words.
• Wrong Bill or Surprise Charge: Energy, phone, broadband or subscription bill that is wrong. Find the error, dispute it, escalate.
• Negotiate Your Rent: Push back on a rent rise, renew for less, or get a better deal on a new place, using local listings as proof.
• Get Your Deposit Back: Sort wear and tear from real damage, answer each deduction, and use free deposit dispute services.
• Landlord Won't Fix It: Damp, mould, no heat or leaks: a written request, a fair deadline and the right next step if nothing happens.
• Builder Walked Off the Job: Builder left it half done? Make a snag list, give one fair deadline, then claim what it costs you.
• Lower Your Hospital Bill: Finds billing errors, asks for financial help and a fair discount, and keeps the bill out of collections.
• Insurance Claim Denied: Reads the denial, finds the clause they used, and builds your appeal and the next step if they still say no.
• Reply to a Debt Collector: Asks for proof in writing, spots scams and old debts, and talks settlement only once the debt is proven.
• Fight a Parking Fine: Checks the ticket for errors, tells council tickets from private charges, and writes each appeal.
• Flight Delay Compensation: Works out if EU, UK or Canadian rules cover your flight, how much, and writes the claim to the airline.
• Cancel Anything: Cancels gyms, subscriptions and memberships in writing, stops the payments and fights charges after you leave.
• Cut Your Bills: Finds what new customers pay, writes your phone script for the cancellations team, and plans the switch.
• Car Price Negotiator: Gets dealers to send itemised total prices by email, strips add-ons and keeps trade-in and finance separate.
• Ask for a Pay Rise: Build your case, pick your number and know what to say when your boss says there is no budget.
• Negotiate Your Job Offer: Counter a job offer with a clear number and reasons, then get every agreed term in writing.
• Unpaid Invoice Chaser: For freelancers and small firms: every reminder, late interest where it applies, and what to do next.
• Get Your Hacked Account Back: Step-by-step help for your own hacked Instagram, Gmail, Apple, WhatsApp or other account, in the right order.
• Lost or Damaged Luggage: Protects your claim deadlines, builds your item list and writes every message to the airline.
• Hotel or Holiday Booking Refund: Finds who owes you: the hotel, the booking site or the tour operator, then writes every refund message.
• Cancelled Event or Ticket Refund: For cancelled, moved or changed concerts, matches, festivals and shows. Writes every refund message.
• Car Rental Damage Charge: Pushes back on damage, fuel and admin charges after you return a hire car, and gets the proof first.
• Train Delay Compensation: Works out your Delay Repay or EU rail claim, the right amount and the deadline, then writes it.
• Warranty Claim Refused: Wear and tear, misuse or out of warranty? Finds every route, including the seller, and writes your messages.
• Garage Overcharged or Botched the Repair: Bill higher than the quote, work you never approved or a fault that came back. Plans your case and messages.
• Used Car Turned Out Faulty: Dealer or private, cash or finance. Checks your deadlines, who to claim from and writes your messages.
• Wedding or Event Supplier Let You Down: Venue, photographer, caterer or DJ. Works out a fair refund figure and writes calm, firm messages to get it.
• Scammed Online: Get Your Money Back: Fake shop, investment, romance or fake bank call. First steps, your bank claim and honest odds.
• Noisy Neighbour: Late music, parties, barking or stomping: a calm first note, a noise diary and the right next step.
• Appeal Your Property Tax: Home valued too high or council tax band wrong? Check the record, compare sales and appeal on time.
• Service Charge or HOA Dispute: HOA fees, fines, special assessments or service charges: get the papers, test the charge, dispute it.
• Flatmate Won't Pay Their Share: Flatmate or roommate not paying rent or bills? Get the numbers straight and agree a written plan.
• Moving Company Damaged Your Stuff: Movers broke, lost or held your things? A claim list, a written claim on time and replies to low offers.
• Get Bank Fees Refunded: Overdraft, late, returned payment or foreign fees. The call, the complaint, then the ombudsman.
• Fix a Credit Report Error: A wrong late payment, a debt that is not yours or a paid default shown as owed. Dispute it everywhere.
• Lower Your Credit Card Interest: The call to ask for a lower rate, the real sums on a balance transfer and a plan to pay the cards off.
• Friend or Family Owes You Money: A friend, sibling or ex owes you money. The kind first message, a written plan and small claims last.
• Dentist or Vet Bill Dispute: Bill far above the estimate, or treatment you never agreed to pay for. Get the paperwork and dispute it.
• Unpaid Wages or Final Paycheck: Work out what you are owed line by line, ask payroll in writing and know where to go if they still do not pay.
• Raise Your Freelance Rates: Set your new rate, pick who to tell first and know what to say when a client says they can't afford it.
• Raise a Formal Complaint at Work: Log the facts, write a calm grievance letter, prepare for the meeting and appeal if the answer is no.
• Ask for Flexible or Remote Work: Build a plan that shows how the work still gets done, offer a trial and answer every objection.
• Negotiate Your Severance or Exit Package: See what your exit offer really adds, ask for more time, then ask for what is missing before you sign.
• Get Your Data From Any Company: Ask a company for every bit of data it holds on you, then get it fixed or deleted, with the right deadline.
• Account Suspended or Funds Held: PayPal, Stripe, Amazon, Etsy, eBay or Meta froze you? Read the real reason and send the right appeal.
• Buyer Made a False Claim: Buyer says it never came, it's broken, or sent back an empty box? Answer with the proof that counts.
• Get Builder Quotes and Negotiate: Planning building work? Get quotes you can compare, check the builder, and pay in safe stages.
• Reply to a Bad Review: Got a one-star review? Reply calmly, fix what went wrong, and report it only if it breaks the rules.
• Data Breach Compensation Claim (EU and UK): Claim compensation after a company breach exposed your data. It gets the full facts, writes the GDPR or UK GDPR claim and the complaint if they refuse.
• Sent Money to the Wrong Account: Get back money you sent to the wrong account. It gets your bank to recover it, writes every message and the complaint if it stalls.

What each pack is

How you use it

1. Open the folder for the problem you have today.
2. Attach its text file to a new chat in ChatGPT, Claude, Gemini, Grok or Copilot. Or upload it once as a skill to Claude, ChatGPT, Gemini, Grok or Copilot.
3. Answer its questions. It works through the problem with you from there.

See the set-up steps for each AI before you buy.

What arrives

A zip file, straight after you pay, with one folder per pack (each with its skill and its text file) and a start-here PDF.

Good to know

• $99 for every Problem Pack in the store, paid once.
• It writes, you send. Nothing goes out for you.
• 14 days to get your money back if it does not do what this page says.